Broker Production Bonus Program—Get Rewarded for Every Case You Place
The DBS Production Bonus Program is our way of saying thank you for your trust and loyalty. When you place qualifying business through us over the course of the year, you earn additional cash bonuses—on top of your standard commissions. The more you produce, the more you earn back.
Earn More on Top of Commissions—The DBS Producer Incentive Program


How the Program Works—Simple, Attainable, and Transparent
Who Qualifies
Any licensed agent placing business through DBS is eligible—no special sign-up required.
Tiered Rewards
Hit annual production milestones (such as total target premium or commissions paid), and unlock higher bonus percentages at each level.
Example Structure
Conceptual—replace with specifics if available
- Bronze: Qualify at $X annual premium—receive a 2% bonus
- Silver: Reach $Y—bonus increases to 3%
- Gold: Surpass $Z—enjoy a 5%+ bonus
What Counts
Most insurance lines (life, DI, annuity, LTC, Medicare) contribute to your total. Some carrier or product exclusions may apply—ask for details.
Note: There’s no contest, no “winner’s circle”—hit the goal and the bonus is yours.
Bonus Payouts—Real Dollars, Real Recognition
Annual Lump Sum
Most bonuses are paid at the end of the year as a direct payout—boosting your year-end income.
Extra Commission
In some cases, you may receive additional percentage payouts on qualifying cases as soon as you hit the threshold.
Track Your Progress
DBS notifies you as you approach a new bonus tier, and our team is available to provide production reports or run projections.
More Than Just Commissions—Maximize Your Partnership With DBS
Inclusive and Attainable
Moderate production can qualify for the first tier—every agent has a chance, not just the top 1%.
No Complicated Rules
No complicated contests or hard-to-follow requirements—simply place your business, watch your totals grow, and earn more as you go.
Works With Carrier Incentives
Your DBS bonus is on top of any carrier-specific trips, incentives, or commission programs you may also earn.
Grow With Us—Consolidate Your Business, Unlock Bigger Rewards
When you place more business with DBS, you simplify your workflow and accelerate your bonus earnings. Many agents find they reach new income milestones just by consolidating their cases and taking advantage of our service, support, and bonus rewards.
Production Bonus Program—Agent FAQs
How do I enroll in the bonus program?
No enrollment needed—your production is automatically tracked and bonuses are awarded based on totals.
What lines of business count toward the bonus?
Most life, DI, LTC, annuity, and Medicare cases count; contact us for specific eligibility by carrier or product.
When and how are bonuses paid?
Most bonuses are paid in a lump sum at year-end, but some may be paid case-by-case if a threshold is reached.
Can I check my progress toward a bonus?
Yes—request a production report anytime, or we’ll alert you as you approach a tier.
Can I combine DBS and carrier incentives?
Absolutely—your DBS bonus is in addition to any carrier or national incentive you qualify for.
